{"id":17680,"date":"2026-02-26T10:00:43","date_gmt":"2026-02-26T10:00:43","guid":{"rendered":"https:\/\/cryptoted.net\/index.php\/2026\/02\/26\/u-s-banking-regulator-occ-proposes-stablecoin-rules-to-implement-genius-act\/"},"modified":"2026-02-26T10:00:43","modified_gmt":"2026-02-26T10:00:43","slug":"u-s-banking-regulator-occ-proposes-stablecoin-rules-to-implement-genius-act","status":"publish","type":"post","link":"https:\/\/cryptoted.net\/index.php\/2026\/02\/26\/u-s-banking-regulator-occ-proposes-stablecoin-rules-to-implement-genius-act\/","title":{"rendered":"U.S. banking regulator OCC proposes stablecoin rules to implement GENIUS act"},"content":{"rendered":"<p> <br \/>\n<br \/><img decoding=\"async\" src=\"https:\/\/media.crypto.news\/2025\/10\/crypto-news-The-GENIUS-Act-isnt-about-banks-vs-crypto-option01.webp\" \/><\/p>\n<div>\n<p class=\"is-style-lead\">The Office of the Comptroller of the Currency (OCC) has unveiled a comprehensive proposal to implement the GENIUS Act, marking a significant step toward federally regulated stablecoin activity in the United States. <\/p>\n<div id=\"cn-block-summary-block_91a9fa81b5ceea28ef903bcf9cda601c\" class=\"cn-block-summary\">\n<p>\n        <span class=\"tabs__item is-selected\">Summary<\/span>\n    <\/p>\n<div class=\"cn-block-summary__content\">\n<ul class=\"wp-block-list\">\n<li>The OCC has proposed detailed stablecoin regulations to implement the GENIUS Act, covering issuance, supervision, reserves, liquidity, and redemption requirements.<\/li>\n<li>A 60-day public comment period has been opened to refine the draft rules before finalization, with AML and sanctions provisions to be added later.<\/li>\n<li>The move marks a major regulatory milestone in bringing payment stablecoins under federal banking oversight following the GENIUS Act\u2019s enactment.<\/li>\n<\/ul><\/div>\n<\/div>\n<p><!-- .cn-block-summary --><\/p>\n<h2 class=\"wp-block-heading\">New OCC stablecoin rule proposal seeks federal oversight <\/h2>\n<p>The <a href=\"https:\/\/www.occ.treas.gov\/news-issuances\/news-releases\/2026\/nr-occ-2026-9a.pdf\" target=\"_blank\" rel=\"nofollow\">notice<\/a> of proposed rulemaking, issued on February 25, outlines how payment <a href=\"https:\/\/crypto.news\/meta-to-plug-stripe-stablecoins-into-facebook-instagram-whatsapp-in-2026\/\" target=\"_blank\">stablecoins<\/a> can be issued, backed, supervised, and potentially revoked under federal banking oversight.<\/p>\n<p>Under the draft rules, the <a href=\"https:\/\/crypto.news\/crypto-com-occ-approval-national-trust-bank-2026\/\" target=\"_blank\">OCC would<\/a> regulate \u201cpermitted payment stablecoin issuers\u201d including subsidiaries of national banks, federal qualified issuers, certain state qualified issuers, and foreign stablecoin issuers meeting specified requirements. <\/p>\n<p>    <!-- .cn-block-related-link --><\/p>\n<p>The proposal sets standards for reserve assets, mandatory redemption at par, liquidity and risk management, audits, supervisory examinations, custody, and application pathways laying the groundwork for stablecoins to operate within the traditional banking system.<\/p>\n<p>The <a href=\"https:\/\/crypto.news\/bridge-receives-conditional-occ-approval-for-national\/\" target=\"_blank\">OCC has<\/a> opened a 60-day public comment period to gather industry, stakeholder, and public feedback before finalizing the rules. Key aspects such as anti-money-laundering provisions, Bank Secrecy Act requirements, and sanctions rules will be addressed separately in coordination with the U.S. Department of the Treasury.<\/p>\n<p>Comptroller Jonathan V. Gould described the proposed framework as designed to help the stablecoin sector \u201cflourish in a safe and sound manner,\u201d while providing clarity and regulatory certainty for issuers operating under federal supervision.<\/p>\n<p>The <a href=\"https:\/\/crypto.news\/financial-stability-oversight-council-drops-crypto-vulnerability-label-as-trump-order-and-genius-act-hit\/\" target=\"_blank\">GENIUS Act<\/a>, enacted in July 2025, created a federal regulatory structure for payment stablecoins after years of debate over how to integrate digital assets into U.S. financial law. <\/p>\n<p>The OCC\u2019s proposal represents a landmark effort to translate that statute into enforceable federal rules, potentially shaping how banks, nonbanks, and foreign firms issue and manage stablecoins in the years ahead.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/crypto.news\/occ-proposes-stablecoin-rules-to-implement-genius-act\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Office of the Comptroller of the Currency (OCC) has unveiled a comprehensive proposal to implement the GENIUS Act, marking a significant step toward federally regulated stablecoin activity in the United States. Summary The OCC has proposed detailed stablecoin regulations to implement the GENIUS Act, covering issuance, supervision, reserves, liquidity, and redemption requirements. A 60-day [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":17681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[23],"tags":[],"kronos_expire_date":[],"class_list":["post-17680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto"],"_links":{"self":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/posts\/17680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/comments?post=17680"}],"version-history":[{"count":0,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/posts\/17680\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/media\/17681"}],"wp:attachment":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/media?parent=17680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/categories?post=17680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/tags?post=17680"},{"taxonomy":"kronos_expire_date","embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/kronos_expire_date?post=17680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}