{"id":19556,"date":"2026-04-27T02:10:02","date_gmt":"2026-04-27T02:10:02","guid":{"rendered":"https:\/\/cryptoted.net\/index.php\/2026\/04\/27\/crypto-downturn-hits-household-budgets-survey-finds\/"},"modified":"2026-04-27T02:10:02","modified_gmt":"2026-04-27T02:10:02","slug":"crypto-downturn-hits-household-budgets-survey-finds","status":"publish","type":"post","link":"https:\/\/cryptoted.net\/index.php\/2026\/04\/27\/crypto-downturn-hits-household-budgets-survey-finds\/","title":{"rendered":"Crypto downturn hits household budgets, survey finds"},"content":{"rendered":"<p> <br \/>\n<br \/><img decoding=\"async\" src=\"https:\/\/media.crypto.news\/2025\/11\/crypto-news-Financial-infrastructure-requires-rethinking-blockchain-architecture-option03.webp\" \/><\/p>\n<div>\n<p><strong>More than one in three US crypto traders have cut everyday spending due to current market conditions, according to a new CEX.IO survey.\u00a0<\/strong><\/p>\n<div id=\"cn-block-summary-block_476d4ef798bb4fa4f10b7933c6fdf8ca\" class=\"cn-block-summary\">\n<p>\n        <span class=\"tabs__item is-selected\">Summary<\/span>\n    <\/p>\n<div class=\"cn-block-summary__content\">\n<ul class=\"wp-block-list\">\n<li>CEX.IO found 36% of US crypto traders reduced daily spending due to current market conditions.<\/li>\n<li>About 37% delayed or cancelled purchases, including homes, cars, and renovation plans amid crypto losses.<\/li>\n<li>Despite the downturn, 79% of respondents plan to hold or increase crypto positions.<\/li>\n<\/ul><\/div>\n<\/div>\n<p><!-- .cn-block-summary --><\/p>\n<p>The exchange surveyed 1,100 active US-based users. The <a href=\"https:\/\/blog.cex.io\/ecosystem\/bear-market-effect-on-non-crypto-spending-survey-35518\" target=\"_blank\" rel=\"nofollow\">survey<\/a> found that 36% of respondents reduced daily expenses because of the crypto downturn. Another 10% said those cuts involved major sacrifices to keep their crypto positions.<\/p>\n<p>CEX.IO said 37% of respondents delayed or cancelled purchases due to crypto-related losses. The group included 21% who postponed major financial plans, such as buying a home, purchasing a car, or starting renovations.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p>\n<p><a href=\"https:\/\/crypto.news\/bitcoin-etfs-log-8-day-2-1b-inflow-streak\/\" target=\"_blank\">Bitcoin<\/a> remains about 40% below its October 2025 high. The decline has left many retail traders holding unrealized losses, even though the current downturn remains less severe than the 2022 bear market.<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cThe 2025\u20132026 bear market has not produced the kind of systemic shock seen in past cycles,\u201d CEX.IO <a href=\"http:\/\/cex.io\/\" target=\"_blank\" rel=\"nofollow\">wrote<\/a>.\u00a0<\/p>\n<\/blockquote>\n<p>The exchange added that the pressure now appears in quieter ways at the household level.<\/p>\n<h2 class=\"wp-block-heading\"><strong>Many traders keep losses private<\/strong><\/h2>\n<p>The survey also showed that many crypto traders are managing losses alone. Only 5% said someone else knows the full value and size of their crypto holdings.<\/p>\n<p>Most respondents either share limited details or keep their positions private. This shows that crypto losses may affect household budgets without wider family or social awareness.<\/p>\n<p>Cash flow pressure has also increased for some traders. While 77% said they did not take on debt linked to crypto, 38% reported some financial disruption since October 2025.<\/p>\n<h2 class=\"wp-block-heading\"><strong>Investors still plan to hold crypto<\/strong><\/h2>\n<p>Despite the pressure, most traders have not changed their long-term crypto plans. CEX.IO found that 73% said their income strategy remains unchanged.<\/p>\n<p>Nearly half of the respondents said crypto accounts for more than 30% of their investable assets. Looking ahead, 79% said they plan to hold or increase their crypto positions over the next six months.<\/p>\n<p>A separate B\u00f6rse Stuttgart Digital survey also <a href=\"https:\/\/crypto.news\/35-of-european-investors-would-switch-banks-for-crypto-access-survey\/\" target=\"_blank\">showed<\/a> growing interest in crypto services among European investors. About 35% said they would consider switching banks for better crypto offerings.<\/p>\n<p>The poll covered around 6,000 investors in Germany, Italy, Spain, and France. Nearly one in five said they expect their main bank to offer crypto access within three years.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/crypto.news\/crypto-downturn-hits-household-budgets-survey-finds\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>More than one in three US crypto traders have cut everyday spending due to current market conditions, according to a new CEX.IO survey.\u00a0 Summary CEX.IO found 36% of US crypto traders reduced daily spending due to current market conditions. About 37% delayed or cancelled purchases, including homes, cars, and renovation plans amid crypto losses. Despite [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":19557,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[23],"tags":[],"kronos_expire_date":[],"class_list":["post-19556","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto"],"_links":{"self":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/posts\/19556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/comments?post=19556"}],"version-history":[{"count":0,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/posts\/19556\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/media\/19557"}],"wp:attachment":[{"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/media?parent=19556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/categories?post=19556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/tags?post=19556"},{"taxonomy":"kronos_expire_date","embeddable":true,"href":"https:\/\/cryptoted.net\/index.php\/wp-json\/wp\/v2\/kronos_expire_date?post=19556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}