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Ripple CEO Brad Garlinghouse said on Aug. 20 that the company is aggressively adopting artificial intelligence as it pursues further revenue and workforce growth.<\/p>\n
\n Summary<\/span>\n <\/p>\n <\/p>\n Speaking at the SALT Wyoming Blockchain Symposium, Garlinghouse described AI as an \u201cenabler and an accelerant\u201d for companies that already have growing businesses and customer demand.<\/p>\n \u201cAI, if you are in a business that has opportunity to grow and you\u2019re serving customers and have compelling solutions, AI just lets you do that better and faster and stronger,\u201d Garlinghouse said during the recorded interview<\/a>.<\/p>\n He added that Ripple has approximately 1,500 employees worldwide and 150 open positions. Garlinghouse said the company intends to keep expanding because its business is growing.<\/p>\n <\/p>\n Garlinghouse rejected the argument that AI is necessarily responsible for large corporate layoffs. He suggested that some companies may be using the technology to justify workforce reductions that were already needed.<\/p>\n \u201cWhen I see companies announce big layoffs and they say, \u2018Oh, well, AI X, Y, and Z,\u2019 that to me says, \u2018Well, they were bloated before and they\u2019re using this as an excuse,\u2019\u201d he said.<\/p>\n His comments represent an opinion about recent layoffs rather than evidence about individual companies. Businesses have attributed workforce reductions to several factors, including automation, restructuring, operating costs and changes in customer demand.<\/p>\n Ripple\u2019s public careers<\/a> portal displayed 94 available positions when reviewed. The difference from Garlinghouse\u2019s figure may reflect roles that have not been posted publicly, positions under recruitment through other channels or changes since the conference appearance.<\/p>\n Some listings directly connect Ripple\u2019s engineering strategy with AI. One senior engineering role calls for an \u201cAI native operation\u201d using agentic development methods to expand the company\u2019s payout network without relying entirely on traditional headcount growth.<\/p>\n Garlinghouse said Ripple expects a record year and will \u201cmore than double revenue year on year.\u201d Ripple is privately held and does not publish the audited quarterly financial statements required of public companies. The revenue projection therefore remains company guidance.<\/p>\n The company has expanded beyond its original cross border payments business through acquisitions and new institutional services. Ripple completed its $1.25 billion purchase of Hidden Road in October 2025 and renamed the business Ripple Prime.<\/p>\n As previously reported, the acquisition expanded Ripple into global prime brokerage services<\/a> covering digital assets and traditional markets. Ripple says the division clears more than $3 trillion annually for over 300 institutional customers.<\/p>\n Ripple previously said the prime brokerage business had tripled in size between the acquisition announcement and its completion. That figure is a company supplied measure and has not been independently audited through public financial filings.<\/p>\n The company has also expanded into corporate treasury management. In related coverage, Ripple introduced an enterprise platform for managing digital assets and liquidity<\/a> following its acquisition of treasury software provider GTreasury.<\/p>\n Garlinghouse connected the company\u2019s outlook with its longstanding focus on financial infrastructure. Ripple sells payment, custody, stablecoin, prime brokerage and treasury services to institutions.<\/p>\n \u201cMore and more people are realizing that the infrastructure side, the institutional side is where it\u2019s at,\u201d he said. He described Ripple\u2019s role as connecting traditional finance with decentralized financial infrastructure.<\/p>\n\n\n
Ripple sees AI as an expansion tool<\/strong><\/h2>\n
Institutional expansion supports Ripple\u2019s growth claim<\/strong><\/h2>\n
Ripple\u2019s AI strategy targets financial infrastructure<\/strong><\/h2>\n